Flood Insurance Texas

Homeowners insurance can be very complicated.  Whether you live in Austin, Texas or other parts of the state, it’s important to know the Texas Homeowners Insurance Policy DOES NOT cover flood.  To protect yourself from losses caused by most flooding, you should consider a separate flood insurance policy from the National Flood Insurance Program.  Did you know:

Flooding is the most common natural disaster.
 

• Floods can occur almost anywhere at any time. You don’t need to live near water
• Flash floods, inland flooding and seasonal storms bring flooding to every region of the country
• Just inches of water can cause tens of thousands of dollars in damage

You might be saying, my area has never flooded.  Well, don’t wait until it does flood.  Just because there hasn’t been a flood in the past doesn’t mean there isn’t risk.  Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Flood policies start as low as $129 per year.  Check out the Cost of Flooding tool.  If you have any questions, please feel free to contact one of our licensed agents.  Another great resource for flood information is National Flood Insurance Program.